Protecting Your Home and Family: How Total Mortgages Can Help with Life Insurance, Critical Illness Insurance & Income Protection

When it comes to owning a home, protecting your investment and your family is essential. At Total Mortgages, we offer a range of protection products to help you safeguard yourself, your home and your loved ones.

We do carry out a Risk Reality check for all clients to ensure that we tailor our advice according to their needs and attitude towards risk.

Our expert mortgage adviser can help you find the right protection products to meet your specific needs. We work with a range of insurers across the UK to offer a wide range of products, including:

1. Life Insurance: This provides a lump sum payment to your loved ones in the event of your death. This can help cover outstanding mortgage debt or other expenses, providing peace of mind for you and your family.

2. Critical Illness Cover: This provides a lump sum payment if you are diagnosed with a critical illness such as cancer, heart attack, or stroke. This can help cover expenses such as medical bills, lost income, or home modifications to accommodate your illness.

3. Income Protection: This provides a regular payment if you are unable to work due to illness or injury. This can help cover your mortgage payments and other essential expenses while you recover.

4. Home Insurance: This provides coverage for your home and belongings against damage or loss due to events such as fire, theft, or natural disasters.

   Please note: We refer Home Insurance to specialist Home Insurance providers.

Our expert adviser can help you understand the different types of protection products available and advise you on the best options for your needs. We will also help you navigate the application process, from initial consultation to completion.

At Total Mortgages, we pride ourselves on providing personalised and transparent service to our clients. We will keep you informed throughout the process, providing regular updates and ensuring that you have all the information you need to make informed decisions about your protection and risk management needs.

If you are considering protection and risk management products for your residential property, contact Total Mortgages today to speak to our expert adviser. We will provide you with the guidance and support you need to ensure a successful and stress-free application process.